# Disclaimer **Effective date:** 2026-02-27 This Disclaimer applies to the Datalink Analytix platform (the "Service"). By using the Service, you acknowledge and agree to the following: --- ## 1. No Financial Institution Datalink Analytix, Inc. is a technology platform and **is not a bank, financial institution, or licensed money transmitter**. The Service enables users to initiate and manage transfer requests. The actual movement of funds, foreign exchange, and settlement are performed by **third-party financial institutions, payment processors, or licensed partners**. --- ## 2. Quotes vs. Settlement Exchange rates, fees, and destination amounts displayed in the Service are **indicative and subject to change**. Final settlement amounts depend on: * Third-party payment providers * Foreign exchange providers * Banking partners The Provider does **not guarantee** final settlement amounts, delivery times, or availability of funds. --- ## 3. Third-Party Dependency The Service relies on third-party providers for: * Payment processing * Foreign exchange * Payout and settlement The Provider is **not responsible** for: * Delays * Failures * Errors * Service interruptions caused by third-party systems. --- ## 4. Accuracy and Availability While we strive to provide accurate information, including exchange rates: * Rate data may be delayed, unavailable, or estimated * External APIs may fail or return inaccurate data The Provider is not liable for losses resulting from inaccuracies, delays, or interruptions in third-party data sources. --- ## 5. No Financial or Legal Advice Nothing in the Service or communications from the Provider constitutes: * Financial advice * Investment advice * Legal advice * Tax advice You should consult qualified professionals before making financial decisions. --- ## 6. User Responsibility You are responsible for: * Providing accurate sender and recipient information * Verifying recipient details before confirming a transfer * Ensuring all transactions are lawful The Provider is **not liable** for funds sent to incorrect or fraudulent recipients due to user error. --- ## 7. Compliance and Verification You must comply with all applicable laws, including sanctions and anti-money laundering regulations. The Provider may: * Request identity verification (KYC) * Delay, block, or cancel transactions * Restrict or terminate accounts to comply with legal or security requirements. --- ## 8. No Guarantee of Service Availability The Service may be unavailable due to: * Maintenance * System updates * Third-party outages The Provider does not guarantee uninterrupted or continuous access. --- ## 9. Limitation of Liability To the maximum extent permitted by law, the Provider shall not be liable for: * Indirect, incidental, or consequential damages * Losses due to exchange rate fluctuations * Payment failures or delays * Third-party actions or system failures --- ## 10. Changes to this Disclaimer The Provider may update this Disclaimer at any time. Updated versions will be posted with a revised Effective Date.